Surrogates set their own compensation benefit levels. First-time surrogates typically request $40,000. Experienced surrogates generally request significantly higher amounts as they can substantiate their ability to produce positive outcomes for you. Click here for an example of a typical surrogate compensation schedule. Some surrogates are open to negotiation while others are not. GBSS takes on the role of your primary means of communication about compensation in order to prevent any conflict or confrontation between highly valued members of our Grow A Family team. We have found openness and honesty on all sides tends to result in negotiating a compensation amount agreeable to all. We understand how overwhelming so many contributing factors to your final match selection can be. We believe your ability to understand and trust each other is first and foremost. However, financial factors can’t help but play a part in what is literally a lifetime investment. Many price points are fixed in that we have no control over them since they are services provided by our agency partners. Other items may save you money in the short run but create a whole other range of unforeseen issues. We are here to help make sense of it all. Let us share a few examples in hopes of bringing clarity to complex issues.
First-time vs. Experienced
First-time surrogates may seem more risky due to their unknown response to treatment. However, it is important to realize nothing is certain. First-time surrogates can often sail through with no problems whereas experienced surrogates can suddenly develop new problems during your surrogacy which cannot be helped, predicted nor prevented by anyone.
Geographic location, local vs. out-of-town, same-state vs. out-of-state, etc.
Local surrogates may save on mileage reimbursement but may be harder to find in a short period of time due to a smaller population to choose from. You’ll have lots of “competition” for local surrogates as many like-minded people quickly reduce the number from which to choose. In this case, Intended Parents interested in starting a cycle immediately may need to significantly widen their area of search to meet their preferred timeline.
Same-state surrogates may provide a different level of peace of mind since you will both be operating under the exact same legal system. Out-of-state surrogates may be more readily available but require an initially more intense level of service during the contract phase as both sets of attorneys need to insure all proceedings are conducted in such a manner that will be honored without question within your respective states. Some states can be collaboratively addressed with few issues. Other states may be so complex, you will decide it makes the most sense to bring your surrogate into your own state of residence and set her up in a comfortable living arrangement, such as a Residence Inn or month-to-month condo, a month in advance of her due date.
Surrogate Insurance Benefit Coverage
Covered vs. Not Covered
All employees in the United States are now required to either have benefits provided by their employer or purchase medical insurance themselves. Modernization of insurance coverage policies have produced many plans favorable to, or at least do not specifically exclude, surrogacy. However, the best plans are often not the ones your surrogate and her partner/spouse may find most feasible to meet their family needs.
Though often better levels of coverage for surrogacy and more reliably available to a growing family, Covered California is a system that only allows two months per year for what’s termed “open enrollment.” Between December and February, depending on the date your surrogate signed up for Covered California benefits, California residences are allowed to either enroll for the first time or switch between coverage plan levels (which may also result in switching between different medical insurance companies offering Covered California plans). These “open” and “closed” dates are non-negotiable. That means your surrogate may be “stuck” out of the Covered California system or be unable to switch between different types of Covered California plans until December of the current year.
In some instances, it’s better for your surrogate to stay under her partner/spouse’s employee insurance plan rather than attempting to switch back and forth between Covered California plans.
Please note: we are not highly trained insurance agents nor can we give you specific medical insurance advice. You will get all your questions answered by the insurance review conducted with each surrogate as mandated by law.
Other Contributing Factors
Other aspects that impact costs include your specific fertility treatment needs may cost more (e.g., needing an egg donor or deciding to do genetic testing on your embryos before transfer). Or your country of residence may directly impact expense as some countries may require you to adopt your baby (even though you’ll have legal documents stating you are the baby’s parent(s) in the eyes of the United States court system). International Intended Parents may reasonably expect significant travel expenses, the need for more extended stays and possibly purchasing newborn medical coverage while here. Yet another unpredictable variable is whether your surrogate may require physician-ordered bed rest prior to delivery, necessarily incurring costs due to lost wages.